The short answer is, “Give us a call, immediately!” There are many options you have when facing foreclosure, but you must act quickly. Obviously, each situation is different, so we can’t tell you what to do until...
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I owe a lot more on my property than it’s currently worth. What should I do?
Millions of people are currently “under water”, meaning that they owe more on their mortgage than what their home is currently worth. This is not exactly a problem if you are able to make your mortgage payments....
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I’ve tried to negotiate with my bank, but have gotten the “run-around”. What should I do?
It’s unfortunate, but we have repeatedly heard horror stories about the way that people are being treated by their banks. Calls are dropped or not returned; people are transferred endlessly to different departments; negotiations are carried out...
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At what point should I involve an attorney in my dealings with my lender(s)?
Now! The short answer is that you should involve an experienced attorney in every attempt to negotiate a different arrangement with your lender, from the very beginning of your negotiations. Regardless of what is happening in the...
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Should I have an attorney help me with a loan modification – or do it myself?
The vast majority of applications for a loan modification are not granted by the lenders. In fact, a recent study showed that less than 3% of those who applied actually received one. This may be, in part,...
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I’m contemplating trying to sell my home short. Why should I involve an attorney, instead of simply working with a real estate agent who specializes in short sales?
Short sales have become the focus of many real estate agents. They have taken classes and claim to “specialize” in them. Some have represented numerous clients who have sold their homes short and do have some experience....
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How do I know if I should sue my bank?
While most mortgage loans issued over the last decade have serious problems, there is not a case with every single loan. This is why it is so important to speak with one of our attorneys. They will...
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On What Grounds Can I Sue My Bank?
For many, the notion of suing their bank seems obvious, as they have witnessed first-hand the negligence and/or illegal actions taken by their lender. We have encountered jaw-dropping examples of this in our dealings with our clients....
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What is the likelihood of winning a suit against my lender?
In order to determine the likelihood of “winning”, it is first necessary to define what it means to “win”. There are three types of benefits that may be gained through a suit against your lender, and each...
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How much does it cost to hire an attorney?
Our hourly rates vary by jurisdiction and by the type of work being performed. What we can tell you is that what we charge is a lot less expensive than losing everything to the big banks. Depending...
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